and Welcome to Stirling House IFAs
Stirling House IFA Team are Independent Financial Advisers.
But what exactly does this mean? The Financial Conduct Authority (FCA) standard for independent advice is intended to ensure that such advice is genuinely free from bias towards particular solutions or any restrictions that would limit the range of solutions that can be recommended to Clients. For high net worth and sophisticated investors this range of solutions includes non-mainstream pooled investments (NMPIs) or “Esoteric Products” such as Viaticals, Film Partnerships, ETFs and TEPs.
In providing independent advice, Stirling House is not restricted by product provider, and is able to objectively consider all types of retail investment products which are capable of meeting Client’s investment needs and objectives.
Since 2013, the FCA banned commissions on the sale of products paid to IFAs by pensions and investment companies. In consequence Stirling House IFAs agree their charges for investment and pension advice directly with you, their Client. However it is worth noting that commissions may still exist in some areas e.g. Insurance advice.
Central to the culture at Stirling House is a strict adherence to our Client Charter which pledges to Treat Customers Fairly across the full spectrum of all of our activities.
Stirling House adopts High Ethical Standards which are embedded in its core values. These traditional standards are a statement of what we consider to be correct and proper conduct in all of our dealings – with people, the environment and the wider community
Stirling House: The IFA Firm designed by IFAs for IFAs, for you.
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