Individual Saving Accounts (ISAs)

Since 1999 savers have been able to invest certain amounts each year tax-free. Generally the total investment amount permitted goes up each tax year. Click the "AMOUNTS" button for this years' limits.

There are two types of ISA:-

Cash ISA

You may choose to invest in cash.  All of the gain (interest) is tax-free. The amount you can invest in a Cash ISA is half of the amount you can invest in a Stocks and Shares ISA and depends on the year you were born.

Stocks and Shares ISA

With this type of ISA you can invest in stocks and shares and reap any capital gains tax-free. Mind you, stocks can go down as well as up, so specialist advice is important. You  are required to invest in a single Bank or Life Company's range of ISAs.  However it is possible to spread your investment across the whole of the market and have it actively managed for you.

You are required to invest in a single Bank or Investment Company's ISA range.

However it is possible to spread your investment across the Whole UK Market. 

Click Here to see how.

Stirling House Independent Financial Advisers and Stirling House IFAs are the marketing terms used to describe the representatives of

Stirling House Financial Services Limited who are authorised and regulated by the Financial Services Authority Nº 413234